When you’re involved in a rideshare accident, your first priority is recovery. But as medical bills pile up and insurance companies start asking questions, you quickly realize how complex the claims process can be.
If you have a pre-existing condition, things get even more complicated. Insurance adjusters often use past medical history to downplay injuries, arguing that your pain or limitations existed before the crash.
Understanding how pre-existing conditions can impact a rideshare accident claim is crucial for securing fair compensation. While insurance companies may try to use your medical history against you, having the right legal support can make all the difference. If you’re dealing with injuries after a rideshare crash, it’s wise to consult a rideshare accident lawyer who understands how to handle these challenges.
Now, let’s break down what you need to know about how pre-existing conditions can affect your case.
The “Eggshell Plaintiff” Rule Works in Your Favor
One of the most important legal principles that applies to accident victims with pre-existing conditions is the eggshell plaintiff rule. This rule states that a defendant is responsible for all damages caused by their negligence, even if the victim was more vulnerable due to a prior condition. In other words, just because you had a previous injury or health issue doesn’t mean the at-fault party is off the hook.
For example, if you had a herniated disc before the accident, but the crash made your pain significantly worse, you are still entitled to compensation. The key is proving that the accident aggravated your condition rather than simply pointing to an existing injury.
How Insurance Companies Use Pre-existing Conditions Against You
Insurance adjusters aren’t in the business of paying large settlements—they look for any reason to minimize payouts. A common tactic is to argue that your injuries were not caused by the accident but were instead a continuation of your previous medical issues. This is why they will request your full medical history, hoping to find something they can use to reduce or deny your claim.
This makesmedical documentation critical. If your doctor can provide clear evidence that your condition worsened due to the accident, it strengthens your case. A skilled attorney can also counter the insurance company’s tactics by demonstrating how the crash directly impacted your health.
The Importance of Medical Evidence and Expert Testimony
To build a strong claim, you need medical records that clearly differentiate between your pre-existing condition and new injuries. This includes:
- Medical records before and after the accident
- Imaging tests like X-rays or MRIs
- Doctor’s notes explaining how the accident worsened your condition
In some cases, expert testimony from medical professionals can make a significant difference. A doctor or specialist can provide a professional opinion on how the accident aggravated your pre-existing condition, reinforcing your claim with objective evidence.
Full Disclosure Is Key to Protecting Your Claim
Some accident victims hesitate to disclose pre-existing conditions, fearing it will weaken their case. However, failing to mention a prior injury can hurt your credibility. If an insurance company discovers that you withheld information, they may argue that you were dishonest, potentially harming your claim.
Instead of hiding your medical history, focus on demonstrating how the accident exacerbated your condition. Full transparency, backed by strong medical records, helps your case appear more legitimate and harder for insurers to dispute.
How a Lawyer Can Help Maximize Your Compensation
Navigating a rideshare accident claim is challenging enough—when a pre-existing condition is involved, it becomes even more complex. A rideshare accident lawyer knows how to counter the insurance company’s arguments and present clear evidence that proves your injuries were aggravated by the crash. They can also negotiate aggressively to ensure you receive compensation for medical expenses, lost wages, pain and suffering, and any long-term effects on your health.
Final Thoughts
A pre-existing condition doesn’t disqualify you from seeking compensation after a rideshare accident—it simply adds another layer to your case. By understanding your rights, gathering strong medical evidence, and working with an experienced attorney, you can fight back against insurance companies’ tactics and secure the settlement you deserve.
If you’re facing an uphill battle with a rideshare accident claim, don’t go it alone. A legal expert can guide you through the process, ensuring that your medical history isn’t used against you but rather as proof of how the accident impacted your life.